Loans

Borrow with your eyes open

Work out what a loan really costs, check what you're eligible for, and learn why applications get rejected — before you apply.

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Rates, EMIs & eligibility

Tenure, LTV & prepayment

Down payment & total cost

How much can you borrow?

Loan eligibility estimator

Monthly income₹75,000

Indicative eligibility up to

₹24,00,000

at ~50% FOIR · 20y · ~9% · illustrative

Indicative only — actual eligibility depends on the lender, documents and policy.

Independent · Every figure dated & sourced (RBI) · Reviewed by CAs & ex-bankers