Banking Guides
Quick answer
Everything you need to make confident banking decisions in India — how savings accounts and fixed deposits work, how to choose between them, and how money transfers like NEFT, RTGS and IMPS compare. Independent, plain-language and kept current.IndependentFigures are dated and sourced to RBI, NPCI and DICGC; rates shown in guides are examples, not live quotes. How we rate →
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Fixed Deposits
How FD interest works, FD vs RD, and the FD calculator.
Savings Accounts
Choosing an account and how savings compare with FDs.
Popular guides
Savings Account vs Fixed Deposit
Access vs return — which suits your money.
NEFT vs RTGS vs IMPS
Limits, speed and charges, all now 24x7.
FD vs RD
Lump sum vs monthly — they solve different problems.
Information only — not financial advice. Rates and limits vary by bank and change; verify current terms.